Denver Roofing Insurance Claims

The Normal Procedure for Replacing a Roof:

If you put off roof replacement, you could run into major issues:

  • Decrease in the roofing’s lifespan.
  • Bruised shingles can develop into holes, which can eventually lead to leaks.
  • Leaks caused by unsightly mold that grows in cracks.
  • In the end, this can require expensive repairs that take more time and money to complete.
  • Make the right contractor choice!
  • As everyone is aware, there are a lot of shady, cunning storm chasers that knock on doors and stand by to strike at the first hint of hail.
  • Whether we handle your work or not, make sure to read through all of the internet reviews, confirm that the business is legitimate and insured, and always check the references.
  • Assist your insurance company in the roof replacement process by letting our Roofing Contractor guide you:

Step 1: Assess the damage to make a valid claim for a roof replacement

A certain amount of damaged spots or hits per square is required by the majority of large insurance providers. The Local Roofer will assess whether hail damage has been sustained by your roof and whether it meets the minimal requirements set by most insurance companies in order to be eligible for a claim. You can contact your claims department directly or your local agent to file a claim and request assistance.

Questions like these will be asked to you:

  • What kind of damage have you experienced?
  • “What time did the damage occur?”
  • Please ask us if you are unsure of the answers to the questions.

Step 2: Arranging a Time Slot with the Adjuster

The claims adjuster for your insurance provider will give you a call to schedule the roof inspection. Although we don’t need to be present, we should be there to identify any damage to the adjuster. In order to ensure that you receive the money you are entitled to, we are also skilled in negotiating with insurance companies!

Step 3: Obtaining the Check and Estimate Letter

The adjuster will prepare an estimate outlining the extent of the necessary work if they think there is damage to your roof. Everything the adjuster is including in the claim is detailed line by line in the estimate letter. It might also involve painting, gutters, siding, furnace vents, windows, screens, and even fence replacement or repair in addition to the roof. The first check is frequently printed right away.

The Part That Most Homeowners Find Confusing is This:

The adjuster will calculate how much it will cost to replace your roof. In addition, they will calculate the value of “recoverable depreciation,” which you will receive after the job is finished. A check for the estimate’s total, MINUS your deductible and recoverable depreciation, will be sent to you. Once more, the reason so many people are perplexed is that the first check will appear abnormally small for a project involving a roof renovation! Ultimately, though, your insurance deductible will be your only out-of-pocket cost.

Step 4: Getting the roof replaced

The Roofing Contractor can discuss and decide on color selections, scheduling, and obtaining a permit to begin the job once you have your estimate letter and first check. They will handle any additional repairs that we agree to do at the same time, such as siding, window replacement, painting, gutters, etc.

Step 5: After the Task Is Completed

Following the completion of the job, The Denver Roofing Company will send you a final invoice that you should send to the insurance provider as proof of the work’s completion. After that, you will receive your final check and the insurance company will release the depreciation to you.

Do You Need Help With A Denver Area Hail Damage or Roofing Claim?

After that, give us a call. Get in touch with us and do it correctly the first time. We have many years of experience providing Colorado roofing contractors!  We will be happy to address your concerns and offer answers to your questions. Our team of experts handles roofing insurance claims, and we can collaborate with you to simplify and relieve the burden of the insurance process.